Terms of Use

Last Updated: August 20, 2026

Welcome to Stay Safe Online, operated by One Step Safer by Net3 Technology Inc. These Terms of Use govern your access to and use of our website, training content, digital products, membership services, and related resources.

By accessing or using our website, creating an account, or purchasing our products or services, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website or our services.

1. About Our Services

Stay Safe Online provides educational resources and training designed to help adults use technology more confidently and safely.

Our services may include:

  • Online training courses
  • Educational videos
  • Digital downloads
  • Cheat sheets and learning resources
  • Scam-awareness information
  • Technology and online-safety tips
  • Membership-based content
  • Other educational materials and resources

Our content is intended for general educational and informational purposes.

2. Eligibility

You must provide accurate information when creating an account or purchasing our services.

You are responsible for ensuring that the information associated with your account remains accurate and up to date.

If you are using the website on behalf of another person or organization, you confirm that you have permission to do so.

3. User Accounts

Certain features may require you to create an account.

You are responsible for:

  • Keeping your login information confidential
  • Maintaining the security of your account
  • Providing accurate account information
  • Not allowing unauthorized individuals to use your account
  • Notifying us if you believe your account has been compromised

You are responsible for activity that occurs through your account unless caused by circumstances outside your reasonable control.

4. Digital Products and Training Content

Our website may offer digital courses, videos, downloadable files, and other educational content.

After a successful purchase, you may receive access to the digital content associated with your purchase, subject to the applicable product or membership terms.

Digital content is provided for your personal, non-commercial use unless we expressly authorize another use in writing.

You may not:

  • Resell our courses or digital content
  • Share your account with others
  • Distribute downloaded videos or files
  • Upload our content to another website
  • Copy or reproduce our training materials for commercial purposes
  • Give unauthorized individuals access to paid content

5. Memberships and Subscriptions

If membership or subscription plans are offered, the applicable plan, price, billing frequency, and other important purchase terms will be displayed before you complete your purchase.

Membership plans may include monthly or annual options.

If recurring billing is enabled for your selected membership, your subscription may automatically renew according to the applicable billing period until cancelled.

You are responsible for maintaining valid payment information for your subscription.

If a payment cannot be processed, access to subscription-based services may be affected.

6. Pricing and Payments

Prices for our digital products and memberships are displayed on the website before purchase.

Prices may change from time to time. Any price change will not retroactively change a completed purchase unless otherwise required by law.

Payments may be processed through third-party payment providers.

By completing a purchase, you authorize the applicable payment provider to process the transaction according to the payment terms presented at checkout.

7. Refunds and Cancellations

Refunds and cancellations are subject to our Refund Policy.

For recurring memberships, cancellation may prevent future renewal charges while allowing access to continue according to the applicable membership terms.

Please review our Refund Policy before completing a purchase.

8. Educational Disclaimer

The information and training provided through Stay Safe Online are intended for general educational purposes.

Our content is designed to help users better understand technology, scams, online security, privacy, and related topics.

However, we do not guarantee that following our recommendations will prevent every scam, fraud attempt, security incident, financial loss, identity theft, or other online risk.

Technology and scams change continuously, and information that is accurate today may change over time.

You should use your own judgment and seek appropriate professional or official assistance when dealing with financial, legal, security, or other significant matters.

9. Intellectual Property

All website content, including but not limited to:

  • Text
  • Videos
  • Graphics
  • Images
  • Logos
  • Course materials
  • Downloadable resources
  • Website designs
  • Branding

is owned by or licensed to One Step Safer by Net3 Technology Inc., unless otherwise stated.

Our content is protected by applicable intellectual property laws.

Your purchase of a course, membership, or digital product does not transfer ownership of our intellectual property to you.

You receive only the access and usage rights expressly provided through your purchase or membership.

10. Prohibited Use

You agree not to use the website or its content to:

  • Violate applicable laws or regulations
  • Attempt unauthorized access to our systems
  • Interfere with website functionality
  • Distribute malicious software
  • Copy or redistribute paid content without authorization
  • Circumvent access restrictions
  • Share account credentials for unauthorized access
  • Use our content for unauthorized commercial purposes
  • Misrepresent your identity or affiliation

We may suspend or terminate access if we reasonably believe these Terms have been violated.

11. Website Availability

We work to keep our website and services available and functioning properly.

However, we do not guarantee that the website, courses, downloads, or other services will always be available, uninterrupted, or error-free.

Maintenance, technical issues, updates, security incidents, or circumstances outside our control may temporarily affect availability.

12. Third-Party Services and Links

Our website may use or link to third-party services, websites, payment providers, or other resources.

We are not responsible for the content, availability, security, or privacy practices of third-party websites or services.

Your use of third-party services may be subject to their own terms and policies.

13. User Communications

If you contact us through our website, including through our Contact Us form, you agree to provide accurate and appropriate information.

You must not submit content that is unlawful, threatening, abusive, misleading, or intended to harm our website or users.

14. Reviews and Feedback

If you provide feedback, suggestions, or reviews about our services, you agree that you are providing genuine opinions based on your actual experience.

Nothing in these Terms is intended to prevent you from sharing honest opinions about our products or services. Businesses should not use contractual terms to prohibit or penalize honest consumer reviews.

15. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

Please review our Privacy Policy before using our services.

16. Changes to These Terms

We may update these Terms of Use from time to time to reflect changes to our services, technology, or legal requirements.

When changes are made, we will update the Last Updated date at the top of this page.

Your continued use of the website after updated Terms are posted means you acknowledge the updated Terms, to the extent permitted by applicable law.

17. Suspension or Termination

We reserve the right to suspend or terminate access to an account or paid content where reasonably necessary, including in cases involving:

  • Violation of these Terms
  • Unauthorized access or content sharing
  • Fraudulent activity
  • Abuse of our services
  • Attempts to compromise website security

Where appropriate, we may provide notice before taking action.

18. Limitation of Liability

To the extent permitted by applicable law, One Step Safer by Net3 Technology Inc. will not be responsible for indirect, incidental, special, consequential, or similar damages arising from your use of the website or services.

Nothing in these Terms is intended to exclude or limit any rights or protections that cannot legally be excluded or limited.

19. Contact Us

If you have questions about these Terms of Use, your account, purchases, memberships, or our services, please contact us through our Contact Us page.

One Step Safer by Net3 Technology Inc.

Website: Stay Safe Online

Contact: Please use our Contact Us form.